Earn 1% cash back on your debit card purchases each month* — without a monthly fee or minimum balance.


Big Rewards — Little Effort

We’ve made it easy to earn your rewards. In fact, you’re probably already doing most, if not all, these things already. Enrollments must be in place and all of the following transactions and activities must post and settle to your CashBack checking account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking (must be done by primary account holder)

That’s it! And if for some reason you don’t qualify one month, don’t worry. Your account is still free. Then you can get back to earning your full rewards the very next month.


  • A checking account that pays you back
  • 1.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $1,000 in purchases monthly
    • Earn up to $120 cash back per year, $10 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $5 per transaction/$15 per cycle)*
  • Link to free CashBack Saver to build savings automatically
  • No minimum balance to earn rewards
  • No Monthly Maintenance Fees
  • Non-Sufficient Funds fee may apply
  • Free package of basic checks at account opening
  • Good Neighbor Overdraft available**
  • Ready Reserve Overdraft protection available***
  • Free online banking & bill pay
  • Free e-statements
  • Free mobile banking with mobile deposit
  • Free Visa® debit card
  • No minimum deposit to open

*All qualification transactions must be posted to the account during the qualification cycle. Rates may change after the account is opened which may change cash back amounts. ATM fee refunds up to $5 per transaction and $15 per cycle provided only if qualifications are met within qualification cycle.

**If account is in good standing for the first 90 days, Good Neighbor Overdraft may be offered.

***Ready Reserve Overdraft protection is based on credit worthiness and a credit application must be submitted and approved by the underwriter.