* A discounted Annual Percentage Rate (APR) is available on EZ Home Equity Lines of Credit during the first 12-month introductory period. The APR during the 12-month introductory period will be offered at a variable rate based on the highest Prime Rate (the Index) as published by The Wall Street Journal in its “money rates” table for the last day prior to the beginning of the new billing cycle (5.25% at September 27, 2018) minus a margin of 2.01%. After the 12-month introductory period, the APR may vary based on the Index plus a margin of 1.00% for line amounts between $10,000 to $49,999.99; the Index plus a margin of 0.75% for line amounts between $50,000 and $99,999.99; and the Index plus a margin of 0.50% for line amounts $100,000 or more. The APR will not exceed 16.0%. New applications qualify for a rate reduction of 0.25% with a Combined Loan To Value less than 70.0% and/or a 0.25% interest rate reduction with automatic payment deduction from your Bank of Akron Checking or Savings account. Your EZ Home Equity Line of Credit account is secured by a mortgage on your home and homeowners (and flood, if applicable) insurance on the property is required. Loans are subject to credit approval and satisfaction of title and appraisal requirements. A $25.00 maintenance fee will be charged at origination and annually thereafter as an advance on the line of credit. You may also pay certain fees to third parties to establish a clear title. If your line is paid off and closed within 3 years of origination, third party fees up to a maximum of $450, must be returned to the bank. Rate shown is for new EZ Home Equity Line of Credit accounts only and may change without notice. Consult a tax advisor regarding the deductibility of interest. Our toll-free number is 1-800-542-5401.