CD's are set up for various terms ranging from six months
up to five years

Minimum deposit amount is $500 

Interest is accrued daily and credited quarterly (six-month
account credits interest at maturity) 

The interest rate is fixed at the opening date of all CD's 

We let you choose the term from six months to 5 years
and then offer you a great fixed rate. 

 
Penalties for early withdrawals: one month of interest on accounts with a maturity of one year or less and three months of interest on accounts with a maturity of over one year.