|FACTS||What does Bank of Akron do with your personal information?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security Number and Account Transactions
• Credit History and Credit Scores
• Account Balances and Transaction or Loss History
When you are no longer our customer, we continue to share information as described in this notice.
|How?||All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Akron chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Bank of Akron Share?||Can you limit sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates’ everyday business purposes - information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes - information about your creditworthiness||No||We don't share|
|For nonaffiliates to market to you||No||We don't share|
|Who We Are|
|Who is providing this notice?||Bank of Akron|
|What We Do|
|How does Bank of Akron protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
CONFIDENTIALITY AND SECURITY OF INFORMATION
We restrict access to nonpublic personal information about you to those employees who may need to know the information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard the information.
|How does Bank of Akron collect my personal information?||We collect your personal information, for example, when you:
• Apply for a loan or open an account
• Make a wire transfer or make deposits or withdrawals from your account
• Use your credit or debit card
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
• Sharing for affliates’ everyday business purposes - information about your creditworthiness
• Affilates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
|Affiliates||Companies related by common ownership and control. They can be financial and nonfinancial companies.
• Our affiliates include companies with common ownership, Akron Safe Deposit Co.
|Nonaffiliates||Companies not related by common ownership and control. They can be financial and nonfinancial companies.
• Bank of Akron does not share with nonaffiliates so they can market to you.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Bank of Akron doesn’t jointly market.