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Installment Loans

Commercial customers looking for loans to purchase equipment, supplies, vehicles, to acquire/start a new business or for permanent working capital needs.


  • Fixed or variable rate of interest
  • Payments can be made with Coupons, Auto-Debit or by the Web
  • Special loan programs such as:
    • Small Business Administration (SBA)
    • Energy Smart
    • New York State Linked Deposit Program
  • Quick turnaround for funding
  • Can be secured by collateral as well as real estate
  • Life and/or Disability Insurance can be obtained
  • Irregular payments can be set-up
  • Fixed payment, interest rate and loan term

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