Installment Loans
Commercial customers looking for loans to purchase equipment, supplies, vehicles, to acquire/start a new business or for permanent working capital needs.
Benefits:
- Fixed or variable rate of interest
- Payments can be made with Coupons, Auto-Debit or by the Web
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Special loan programs such as:
- Small Business Administration (SBA)
- Energy Smart
- New York State Linked Deposit Program
- Quick turnaround for funding
- Can be secured by collateral as well as real estate
- Life and/or Disability Insurance can be obtained
- Irregular payments can be set-up
- Fixed payment, interest rate and loan term



